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July 29, 2009 No Comments Author: Andy Jones

Senior Lenders

Senior lenders are typically commercial banks or other institutional lending firms that provide senior debt to corporations for a variety of purposes, such as:

  • accounts receivable financing
  • commercial real estate loans
  • equipment financing
  • growth financing
  • M&A financing
  • project financing
  • Small Business Administration (SBA) financing
  • working capital financing
June 03, 2009 No Comments Author: Andy Jones

New Data Module – Senior Lenders

Private Equity Info.com announces the launch of its new data module of U.S. senior lenders.

Subscribers can now search and filter 4,700 senior lender by location, loan types & purposes and number of office locations.

Senior lenders are typically commercial banks or other institutional lending firms that provide senior debt to corporations for a variety of purposes. Key to performing powerful searches, our search engines allow users to sort lenders by the most prevalent lending purposes including:

  • Accounts Receivable Financing
  • Commercial Real Estate Loans
  • Growth Financing
  • Equipment Financing
  • M&A Financing
  • Project Financing
  • Small Business Administration (SBA) Financing
  • Working Capital Financing

In addition to the senior lender firms, Private Equity Info provides an excellent, comprehensive database of merger & acquisition transaction-related firms such as private equity firms, hedge funds, mezzanine investors, small business investment companies, valuation service providers, investment banks and institutional real estate investors.

June 03, 2009 No Comments Author: Andy Jones

Senior Debt vs. Subordinated Debt

Senior debt refers to debt that is in first-lien position. In the event of a default and subsequent liquidation, the senior lender (often a commercial bank), has first priority in recouping its investment. When a company goes bankrupt, stake holders divide the proceeds from selling the company’s assets. The senior lender is first to be re-paid, followed by the subordinated debt holders, followed by equity holders. Because senior debt’s first priority repayment presents a lower-risk position compared to subordinated debt or equity investors, the senior debt is expected to have more favorable interest rates associated with it, commensurate with the lower risk assumed.